Planning a move to Panama is about more than just enjoying a tropical climate and a lower cost of living—it is a highly strategic financial decision. Panama operates on a territorial tax system, meaning your foreign-sourced income is often 100% tax-exempt. With an incredibly favorable Panama tax rate for local business and unmatched exemptions for expats, your wealth stays where it belongs: with you.
Whether you are an entrepreneur, a remote worker, or looking to retire in Panama, use our free interactive tool to see the financial impact of your move. Find out exactly how much you can keep in your pocket.

A successful relocation to Panama requires more than just packing your bags and booking a flight. Open Horizon is our end-to-end relocation program designed to handle the legalities, logistics, and heavy lifting so you can focus on enjoying your new life. Our local experts provide comprehensive guidance tailored to your exact needs.
For many of our clients, securing personal residency is only the first step. As established commercial consultants, Intercommerce offers a full suite of business advisory services to help you expand into Latin America. Whether you are an entrepreneur looking to incorporate, an e-commerce brand optimizing your supply chain, or an investor seeking high-yield opportunities, our corporate team provides the strategic on-the-ground intelligence you need.

When comparing top Central American expat destinations, one question we hear constantly is: is Panama safer than Costa Rica? The answer lies in Panama’s superior infrastructure, politically stable economy, and strong focus on security.
Not only does Panama boast a lower crime rate in its major expat hubs, but it also offers a significantly lower cost of living, world-class private healthcare, and unparalleled connectivity through the Hub of the Americas. Whether you are seeking a vibrant city lifestyle, quiet mountain towns, or pristine beachfront living, deciding to move to Panama means choosing a higher quality of life without compromise.